Jake Schisler
He works with people turning 65 and people who work for themselves, and he treats your coverage as one piece of your money rather than a product sale.
Who he works with
Two kinds of people end up with Jake. The first are turning 65, or already on Medicare and wondering whether the plan they picked still fits. The second work for themselves: a contractor whose income is a projection rather than a paycheck, an owner deciding whether hiring two people changes the math, a household near the subsidy cliff where guessing wrong by a few thousand dollars costs real money.
What those have in common is that the right answer depends on numbers outside the insurance quote. That is the work he likes.
Why his background matters here
Jake came up in wealth advisory, where independent advice is the entire job and you answer for a recommendation long after you make it. He built this agency on the same rule: compare the whole field you are appointed to, say plainly when a plan is wrong for someone, and never quote a number you cannot trace to its source.
In practice that means he will sometimes tell you to keep what you already have, or that the cheapest premium on the screen is the expensive choice once you add the deductible and your prescriptions.
He checks what this site publishes
Jake has reviewed 12 of the 24 guides here for accuracy and wrote 12 of them. His own were reviewed by someone else, because reviewing your own work is not review. Every rate, subsidy threshold and deadline on this site traces back to the regulator or agency that published it, and where a figure came from a specific filing, the page says so underneath the number.
What Jake has written
- Covered California Open Enrollment for 2027: Your Dates Are Not the National Dates
- ACA Open Enrollment 2027: What to Do Before November 1
- Working Past 65: Do You Need Medicare If You Have Employer Coverage?
- What Changes Your Subsidy Mid-Year, and Why You Have to Report It
Every guide on this site names the person who wrote it, and where a second licensed agent checked it, it names the reviewer too. See all guides.
Verify this
Jake is a licensed insurance producer, NPN 16996040, California insurance license #0I39270. Apex Health Advisors LLC is licensed in Arizona, Alabama, Texas, Oregon, and California, agency NPN 22248855, and holds California insurance license #6019793. You can verify any of these with the Arizona Department of Insurance and Financial Institutions, Alabama Department of Insurance, Texas Department of Insurance, Oregon Division of Financial Regulation, and California Department of Insurance, or by NPN on the national producer registry.
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