Independent. Multi-carrier. On your side.
Health insurance got complicated. We make it simple, and free.
We get you to the apex of your coverage, then stay your guide for the life of it. Independent, no pressure, and free, because the carrier pays us, not you.
Independent and free to you. No phone trees, no pressure.
Where do you fit?
Two paths, one team
Pick the lane that matches your situation and we will take it from there.
More than one plan
We don't sell you a policy and disappear.
Most agencies quote one plan and move on. We look at the whole picture: every person in your household, every stage of life, and how it all fits together. We get you to the apex of your coverage, then stay your guide for the life of it.
- Individual & family health
- Child-only coverage
- Medicare Supplement & Advantage
- Short-term, indemnity & MEC
- Dental & vision
- Accident & critical illness
- Small business & group
- Life insurance
Who we are
Built on an advisor's standard
One of our founders comes from the wealth-advisory world, where independent, fee-transparent advice is the whole job. We built Apex Health Advisors to bring that same standard to health insurance. We work for you, not a carrier, and we are not a call center.
Why an independent agent →How it works
Four steps, one real person
Tell us your situation
Answer a few questions. About 90 seconds, no account required.
We compare the major carriers
A licensed advisor reaches out the same day, notes your priorities, and shops the major carriers, not one company's shelf.
You get the plain-English version
We walk your real options together, screen to screen, and check your doctors, prescriptions, and facilities against each plan. No jargon, no pressure.
We handle enrollment and stay with you
Ready to enroll? We do the paperwork. Not yet? You get a written proposal to keep. Either way we stay your point of contact for renewals and questions every year.
Common questions
Good questions, straight answers
What does using Apex Health Advisors cost me?
Nothing extra. Carriers build the same commission into your premium whether you use an agent or not, so our help is free to you. Because we are independent, we are not paid more to put you on any particular plan.
Can't I just use HealthCare.gov myself?
You can, and for some people that is the right move. But a licensed advisor compares options you might miss, explains the tradeoffs in plain English, and handles the paperwork, at no cost. If the Marketplace is your best fit, we will tell you.
What happens after I submit the form?
A licensed advisor reviews your request and reaches out the same day, usually within minutes during business hours, with real options. We log your answers so nothing gets repeated, and you are never obligated to enroll.
What happens at renewal? Do I have to start over each year?
No. We stay your point of contact and handle renewals with you. ACA and Medicare plans renew automatically, and we schedule a review during each open enrollment to make sure your plan still fits before anything renews. Private and supplemental plans vary by carrier, so we track your timeline and reach out when a review or re-enrollment is due. You will not get lost in the shuffle.
Ready to see your options?
Tell us a little about your situation and a licensed advisor reaches out the same day, usually within minutes during business hours. No spam, no obligation.
This is a solicitation of insurance. A licensed agent may contact you.