Why Apex
An independent agent in your corner.
There are really three ways to buy health or Medicare coverage: alone on a website, through an agent who works for one insurance company, or through an independent agent who works for you. Here is what the third one gets you.
Independent means we work for you
A captive agent works for one insurance company. We work for you.
An independent health insurance agent like Apex is not owned by any insurance company and is not captive to one carrier's shelf. We compare the major carriers available to you and recommend what actually fits your doctors, your medications, and your budget. Because we are independent, we are not paid more to steer you toward any one plan, so the only thing guiding our recommendation is what is right for you.
It costs you nothing extra
The agent commission is built into your premium either way. With us, it actually works for you.
Here is the part people do not realize: the carrier builds an agent commission into your premium whether you use an agent or not. Buy on your own, and the carrier simply keeps that money. Work with us and that same built-in commission covers our help. Your premium is identical either way. You get an expert in your corner at no added cost.
A real person, every time
One dedicated advisor, start to finish. No rotating queue of strangers.
When you reach out, one advisor takes your case start to finish, not a rotating queue of strangers reading a script. We learn your situation once, write it down so you never repeat yourself, and walk your options with you in plain English, often screen to screen. The same advisor who knows you, for the life of your coverage.
Built on an advisor's standard
We built Apex Health Advisors to compare the major carriers, explain it honestly, and stay accountable to you afterward. We treat your coverage as one piece of your bigger picture, not a one-time transaction.
Compare the paths
Three ways to buy, side by side
| What you get | Apex Health Advisors (independent) | On your own online | A captive agent |
|---|---|---|---|
| Compares the major carriers | Yes | You do it yourself | One company only |
| Costs you extra | No, carrier-paid | No | No |
| Checks your doctors & drugs first | Yes | Up to you | Within their plans |
| A named advisor, not a rotating queue | Yes | No | Sometimes |
| Stays with you at renewal | Every year | No | Varies |
And we don't disappear
We stay your point of contact, every year.
We stay your point of contact after you enroll, handle renewals, and check in so your coverage keeps fitting your life. See exactly how that works on our How It Works page.
What clients say
In their own words
“I had a great experience working with Brent. He took the time to explain all of my health insurance options and answered every question I had without ever making me feel rushed or pressured. He made what can be a confusing process so much easier to understand and helped me find a plan that fit both my needs and my budget. If you're looking for someone who is knowledgeable, responsive, and genuinely cares about helping people, I highly recommend reaching out to him. Thank you for making the process so easy!”
“Brent could not have been more helpful! He answered any questions I had, and I had a lot of them. He was very patient. I would definitely recommend this service to anyone seeking insurance options.”
“Brent was awesome and answered all my questions.”
“Brent was truly amazing! His level of professionalism and service was refreshing. In less than 12 hours, Brent made it happen. I walked away with an amazing insurance plan.”
Ready to see your options?
Tell us a little about your situation and a licensed advisor reaches out the same day, usually within minutes during business hours. No spam, no obligation.
This is a solicitation of insurance. A licensed agent may contact you.